Behind every efficient digital mortgage is a set of standards that determine how data, documents and systems work together—or don't. That's why we're pleased to share that two DocMagic leaders have been elected to key leadership roles within the Mortgage Industry Standards Maintenance Organization (MISMO®) Communities of Practice (CoP) for the 2026–2027 term. 

Brian D. Pannell, DocMagic’s Chief eServices Executive, will serve as vice chair of MISMO’s Digital Interoperability CoP, while David Garrett, Director of Integration and Technical Services, has been elected vice chair of the eMortgage CoP. Garrett will also continue his role as vice chair of MISMO’s Origination CoP, which he began last year. 

Why MISMO standards matter 

MISMO’s CoPs are where the standards that guide digital origination eClosings, eNotes, eVaults, and investor delivery are shaped. Decisions made in these groups directly affect how smoothly data moves between systems, how consistently documents are interpreted, and how reliably loans can be executed from application through secondary market delivery. 

With nearly 40 years of experience and more than 700 lender customers, DocMagic brings a lender-first perspective to MISMO’s standards. That perspective helps ensure specifications are grounded in real-world lender workflows. And across multiple systems and varying levels of digital adoption. 

“Digital interoperability is foundational for scalable digital lending,” said Pannell. “The standards developed within MISMO directly impact how documents, data and collateral move between systems. My focus is on helping ensure those standards support practical, reliable execution for lenders operating at scale.” 

Garrett added, “MISMO’s Communities of Practice are where many of the most important decisions around eMortgage adoption and origination standards take shape. Serving in leadership roles across the eMortgage and Origination communities allows us to bring lender realities into the standards process and help drive consistency, accuracy and compliance across the loan lifecycle.” 

MISMO standards have been shown to help lenders reduce per-loan costs, minimize errors, and accelerate the mortgage process. By actively participating—and leading—within these CoPs, DocMagic is helping ensure those benefits translate into real operational gains for lenders navigating today’s evolving digital landscape. 

We’re deeply committed to working alongside MISMO to support predictable, efficient, and scalable digital mortgage execution. 

In a year marked by tighter margins, rapid technological advancement, and meaningful regulatory change, DocMagic stayed laser focused on helping you move loans forward with confidence.  

That marriage of innovation and steady execution was reinforced early in the year when DocMagic was named to the HousingWire Tech 100 for the 13th consecutive time. The distinction reflects our sustained relevance in a market that continues to evolve and rewards companies that can adapt while delivering consistency at scale. 

The foundation lenders rely on, continuously improved 

Throughout 2025 we focused on enhancing the proven technology you depend on most while expanding the DocMagic platform in ways that support greater scale and flexibility. As AI adoption accelerated across the industry and lenders looked for ways to operate more efficiently without increasing risk, we expanded our Intelligent Agentic Network (IAN) to make complex mortgage processes feel more seamless. 

In September, we reached a major milestone with the launch of DocMagic® One, our new AI-powered platform that brings document preparation, automated compliance, collaboration, and closing coordination into a single, unified experience. By eliminating the need to juggle multiple, disconnected systems, DocMagic One makes workflows more efficient and enables loan officers, settlement service providers, and borrowers to communicate more seamlessly. With business intelligence woven throughout and AI playing an increasing role behind the scenes, the platform reflects how we are applying advanced technology in practical ways to simplify complex mortgage processes without disrupting existing workflows.

As borrower and settlement preferences continued to diversify in 2025, flexibility at the closing table became increasingly important. We expanded our Total eClose™ capabilities to support in-person electronic notarization (IPEN), allowing lenders to manage hybrid, remote, and in-person closings through a single digital framework. This approach helps teams deliver a consistent, compliant closing experience regardless of geography or notarial method, without forcing borrowers, notaries, or settlement agents into a one-size-fits-all process. Adoption of IPEN and other digital closing components continued to accelerate in 2025, with eNote generations up 150.58% and eNote registrations up 95.67% year over year.  

Managing compliance across different closing scenarios and a patchwork of state-specific requirements continues to challenge compliance teams. Last October at MBA Annual, we previewed Compliance Edge™ AI, an AI-powered compliance assistant designed to help lenders get faster, more reliable answers to day-to-day regulatory questions. Built on nearly 40 years of DocMagic compliance expertise and maintained by our in-house regulatory specialists, Compliance Edge AI reflects our broader IAN strategy, which brings purpose-built AI agents together to support mortgage professionals at specific points across the loan lifecycle. Compliance Edge AI is not yet generally available, but lenders can sign up now to be among the first to know when access opens. 

We also expanded the DocMagic ecosystem in 2025 through targeted integrations and workflow enhancements designed to fit naturally into how lending teams operate. New partnerships with Coviance and Wilqo extended our automated compliance, document generation, and eSignature capabilities into home equity applications and production optimization environments, helping reduce manual handoffs and support faster, more responsive lending experiences. 

Recognition that spans the industry and our organization 

The progress made in 2025 was reflected in industry recognition earned throughout the year. In addition to our 13th straight HousingWire Tech 100 honor, leaders across DocMagic were recognized by HousingWire, MortgagePoint, Mortgage Women Magazine, and Mortgage Professional America for contributions spanning innovation, marketing, operations, legal leadership, and program management. 

Taken together, these honors speak to the depth of expertise behind our solutions and the people responsible for building, supporting, and advancing them every day. 

Independent validation of our proven approach 

In parallel, two new patents issued in 2025 formally recognized DocMagic’s proprietary automated document preparation methodologies.  

These patents formally recognize the automated document preparation approach behind AutoPrep™, which lenders rely on to improve accuracy, reduce rework, and identify issues earlier in the loan lifecycle. With DocMagic having facilitated 419,641 total eClosings across 733 clients since 2022, validated methods like this matter, because small improvements in accuracy and consistency can compound at scale. 

Looking ahead in 2026 and beyond 

As lenders continue to balance efficiency, innovation, and compliance in a changing market, our focus remains the same. We will continue investing in practical innovation, thoughtful use of AI and other emerging technologies, and systems designed to support the lending industry.