The New URLA: The No. 1 Thing to do ASAP to Ensure You're Ready
The effective date requiring the new Uniform Residential Loan Application (URLA) is fast approaching - starting March 1, the updated form will be required... Learn More
Under FHFA guidance, Fannie Mae and Freddie Mac (the “GSEs”) announced retirement dates for Adjustable-Rate Mortgage (ARM) loans with a Constant Maturity Treasury (CMT) index. Read More
On February 24 , 2021, the New Jersey Department of Banking and Insurance released Bulletin No. 21-04 regarding the annual change required under the New Jersey Home Ownerhrsip Act of 2002 (the "Act"). Bulletin No.Read More
The Ohio Department of Commerce recently publised the annual adjustment to the loan limit amount for prepayment penalties under Ohio Revised Code 1343.011(C). Read More
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Compliance Term of the Month
eSign Consent
The electronic method by which a consumer provides consent to receive legally required disclosures or notices via an electronic method, and if applicable, provide electronic signatures.
On February 18, 2021, Indiana House Bill 1056 (HB 1056) was signed into law by Indiana Governor Eric Holcomb. The new bill ends the requirement that both a notary acknowledgment and a proof be included on recordable documents. Read More
On February 12, 2021, the Department of Veterans Affairs (VA) published VA Circular 26-21-03 to announce enhancements to the Certificate of Eligibility (COE) for VA''s home loan guaranty program. Read More
As previously reported here, beginning on March 1, 2021, only Form 4506-C will be accepted by the Internal Revenue Service (IRS) for submissions through the Income Verification Express Service (IVES). Read More
In order to keep DocMagic software users better apprised of document changes and additions as they occur, DocMagic posts listings of all newly created and revised documents. Read More
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