Continuing their efforts to support the financial industry’s move away from LIBOR, the Consumer Financial Protection Bureau (“CFPB”) published a final rule that modifies Regulation Z. Learn More
The Consumer Financial Protection Bureau (“CFPB”) is required to calculate annually the dollar amounts for several provisions in Regulation Z. Read More
Single sign-On (SSO) is a centralized session and user authentication service in which one set of login credentials can be used to access multiple applications. Read More
On November 30, 2021, the Consumer Financial Protection Bureau, together with the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System, posted a notice to the Federal Register and its website regarding the annual adjustment to appraisal requirements for higher-priced mortgage loans ("HPMLs"). Read More
The Federal Housing Administration (“FHA”) recently announced 2022 loan limits applicable to FHA-insured Single Family Title II Forward Mortgages in Mortgagee Letter 2021-28. Read More
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A participant of the IRS's Income Verification Express Service program that allows a third-party, such as a mortgage lender, to confirm the income of a borrower reported to the IRS.
The Internal Revenue Service (“IRS”) has announced an extension of the deadline to submit a form 4506-C form that conforms with the requirements for new Optical Character Recognition ("OCR") software. Read More
The New York legislature recently passed, and the governor approved, a new law that authorizes use of remote notarization technology in the state. Read More
Under Vt. Stat. Ann. tit 32, § 3108 (establishment of interest rates), the Vermont Commissioner of Taxes is required to set interest rates no later than December 15th of each year with rates that become effective on January 1st...Read More
In order to keep DocMagic software users better apprised of document changes and additions as they occur, DocMagic posts listings of all newly created and revised documents. Read More
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